You can't use a payment method with GrabPay if you have insufficient credits, the wrong card details were entered, the card is not supported, or if required by your bank, the OTP (one-time password) entered was incorrect.
Additionally, you will not be able to use GrabPay Credits for payment if you have insufficient Credits balance. With GrabPay, you can add your choice of payment method to enjoy the convenience of cashless payment. Tap your , then GrabPay and tap Add Payment Method and never fumble for cash again. Supported payment methods include Visa, MasterCard, and China Union Pay.
Let us know, after checking your payment method details are accurate and supported, if you still are unable to use a payment method.